Southern Bank of Fulton - Fulton, MO
Posted by: 
YoSam.
N 38° 50.829 W 091° 56.887
15S E 591281 N 4300340
When Farmers Mutual Insurance Company moved in (1930) they permanently added their name to the facade. (1957)
Waymark Code: WMY0MF
Location: Missouri, United States
Date Posted: 03/28/2018
Views: 1
County of building: Callaway County
Location of building: Court St. & 2nd Building S. of 5th St., Fulton
Built: 1905
Original Occupant: Southern Bank of Fulton
Previous Occupant: Farmers Mutual Insurance (1930)
Current occupant: 413: oneCanoetwo Paperie - 415: Vacant
"7. 413-415 Court Street (Southern Bank of Fulton), c. 1905. This Neoclassical revival, two story
brick building has a tripartite façade. Slightly taller bays with rounded and circular
windows flank the center section over the entrances. The center bay has rectangular 1/1
windows with limestone sills and lintels. A metal cornice spans the upper façade. [C]
"The Southern Bank of Fulton was established in 1871, and built this building sometime
between 1902 and 1910. The bank was "a model of its kind, equipped with all the latest
facilities for conducting a metropolitan banking business, with burglar and fire proof vault
and safes affording the utmost safety to its patrons deposits." The vault and a large safe
remain in the building.
"In 1912 the bank had a capital stock of $50,000, with surplus and undivided profits of $30.000 and deposits amounting to $275,000. The officers of the bank were; J.S.
Henderson, president; J.E. Maughs, cashier; W.F. Russell and W.F. Henderson, Asst.
Cashiers; the directors were J.S. Henderson, J.E. Maughs, Irwin Maddox, J.W. Tucker, J.
Sam Watson, T. A. Boulware and W.H. Dawson. The bank was prosperous until the
Depression.
"Farmers' Mutual Insurance Company of Callaway County was established on October 22, 1895 under the name of Farmers' Mutual Fire and Lightning Insurance Company. At that time, only policies on farm properties were available. In 1930 the company took up residence in the Old Southern Bank Building property at 413 Court Street in Fulton which it purchased in 1957 and occupied for nearly 80 years." ~ Farmers Mutual Insurance, Our History
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